Starfield: Due In Full Walkthrough [All 4 Debtors]

Due in Full is an initial side quest available once you arrive in New Atlantis in Starfield. The quest will take you to a series of locations where you’ll be tasked with collecting debts. Due in Full Quest revolves around assisting Landry Hollifeld in locating an individual who owes a significant debt to the bank.

How To Unlock Due In Full Quest

Due in Full quest is given by Landry Hallifeld at the GalBank, Mast District within New Atlantis. You can initiate the quest within New Atlantis by following these steps in Starfield:

1. Start by making your way to the Mast District within New Atlantis using the designated trails connecting the districts.
2. Upon your arrival at the Mast District, locate the GalBank branch in the area.
3. Inside the branch, you’ll find Landry Hallifeld, the quest giver, seated behind the counter.
4. Approach Landry and engage in a conversation with him to accept the quest.
5. Landry will explain that he needs assistance in retrieving a debt owed by Dieter Maliki, who had previously deceived him by taking a significant loan and disappearing to a secluded shack.
6. Landry is unable to collect the debt alone and requires your help to track down Dieter Maliki.

Now, you will have to find the Dieter Maliki and collect the debt of Landry. 

Due In Full Quest Walkthrough

There will be four debtors that you’d have to interact with during the Due In Full Starfield Quest. The debtors are Dieter Maliki, the Delinquent Spacer, the Delinquent CEO, and the Delinquent Mercenary.

1. Dieter Maliki

The initial objective involves tracking down Dieter Maliki, a fraudulent individual who obtained a loan for a new restaurant and subsequently absconded to the distant moon of Aranae IV-A. 

Dieter’s location changes each time you encounter him, much like other targets in Starfield. To locate him efficiently, access your star map and choose the quest objective. After you locate him, you’ll have a choice.

Now, you face a decision: persuade or attack Maliki. I recommend going for persuasion, as eliminating him results in a smaller reward. Fortunately, from my experience convincing him isn’t much of a challenge; you only need to fill four persuasion bars.

Here are the decisions and outcomes:

Choice	Result
[Persuade] GalBank will never, ever give up. It’s better if you just pay them.	Dieter complies by paying his loan, and Landry rewards you with 5500 Credits.
For the right amount of credits, maybe I could report you were dead when I found you.	Dieter rejects the proposal and launches an attack on you. With Dieter dead, Landry compensates you with only 3300 Credits.
Looks like we’re doing this the hard way.	Dieter initiates an attack on you. Following Dieter’s death, Landry compensates you with only 3300 Credits.

Both bribing and attacking Dieter lead to his demise and a reduced credit reward. To maximize your earnings, opt for persuading him instead. In my opinion, Dieter doesn’t seem to offer any unique or enhanced loot, so choosing to increase your credit reward is the most sensible one.

2. Delinquent Spacer

To deal with your second target in the Due in Full quest, be prepared for a space battle, as you’ll need to destroy a Delinquent Spacer Ship in Starfield. Fighting him in space would be a lot easier if you have the skill to Lock on Ships.

1. As with the first target, the Spacer Ship’s location is random. So, use the same strategy to locate it.
2. Ensure the quest is tracked, select the objective, and set a course to your target.
3. Upon entering the same orbit as your target, you’ll face immediate attacks from Spacers.
4. To complete the current quest objective, defeat the Delinquent Spacer Ship marked in blue.

I’d advise to take out all Spacer ships, or you might have difficulty escaping. After your success, return to Landry and update him. You’ll then discover your next target: the CEO of a small company.

3. Delinquent CEO

The next target is a rather unusual case, as Landry explains. The CEO of a small mining company has gone completely off the grid, even missing her regular loan payments to GalBank. Use the same strategy as previous ones to locate the Abandoned Mine of the CEO.

When you reach the Abandoned Mine, you’ll encounter some challenges:

• Defeat the Pirates that have overrun the mine.
• Depending on your level, you might find the CEO outside or deeper within the mine, surrounded by more pirates.
• If you haven’t cleared out all the pirates, the CEO may not engage in conversation initially.
• Once you’ve dealt with the pirates, the CEO will talk to you and settle her loan.

Rescuing the CEO is the most time-consuming one, as you’d have to take down a lot of pirates. However, she will gladly repay her debts and thank you for saving her.

4. Delinquent Mercenary

The last target in the Due in Full quest is a mercenary who maxed out his credit with GalBank a year ago and disappeared in Starfield. However, GalBank has now located him. To locate the Delinquent Mercenary, use your ship’s Starmap to set a course to the specific star system where he’s located. When you find him, the mercenary confesses to stealing GalBank’s money to fund his retirement. 

From my experience in this situation, persuasion isn’t an option, and you have three choices: 

Choice	Outcome
I’m not leaving without payment.	The mercenary is left with no choice and attacks you instead. Landry pays you only 3300 Credits.
It’s too bad I couldn’t find you. Looks like GalBank struck out this time.	The mercenary is grateful for receiving mercy. Landry pays you 5500 Credits for the trouble you went through.
[Pay 10000 Credits] The only way to keep GalBank off your back permanently is by taking this.	The mercenary is extremely grateful and decides to give you his old pistol, Solace. Landry pays you 5500 Credits and commends you for a job well done.

The best ending would involve showing mercy to the old Mercenary and paying off his remaining debt. By doing so, the mercenary will reward you with Solace, a valuable pistol. While you’ll lose 4,500 Credits from this choice, you still receive a 5,500 Credit Reward, making it a worthwhile decision.

Due In Full has been reported as bugged by many in the Steam community. Check and complete related quests and await Bethesda’s patch notes for bug fixes. That’s all for this quest. Utilize the Best Missile Launchers and Weapons in Starfield to eliminate enemies in space and on the ground. Conquer space by building the best ship in Starfield.

Next:

• Starfield: Eye of The Storm Walkthrough
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